National Divyangjan Finance and Development Corporation (NDFDC) (NHFDC)

National Divyangjan Finance and Development Corporation (NDFDC) is a Central Public Sector Undertaking under the aegis of Department of Empowerment of Persons with Disabilities (Divyangjan), Ministry of Social Justice & Empowerment, Government of India. The Corporation is registered under section 25 of the Companies Act, 1956 (Corresponding provisions of section 8 of the Companies Act, 2013) on 24.01.1997 as a company not for profit.

NDFDC functions as an apex institution for channelizing funds for promoting economic development activities and self-employment ventures for the benefit of Persons with Disabilities (PwDs) through the State Channelizing Agencies (SCAs) nominated by the respective State/UT Government(s) and partner Banks (Public Sector Banks & Regional Rural Banks).

National Divyangjan Finance and Development Corporation (NDFDC) is mandated to work for the Socio-economic empowerment of PwDs. There are two flagship schemes of NDFDC for channelizing concessional loan through its partner agencies i.e

DivyangjanSwavalambanYojana(DSY), which is individual centric
Vishesh Microfinance Yojana (VMY), which is for Self Help Groups / Joint liability  groups through various partner agencies for the welfare  and rehabilitation  of  Persons with Disabilities in the country.